AUTO INSURANCE: What Cars to Buy for Cheap Car Insurance

Getting cheap car insurance starts out with the type of vehicle you?re buying. If you take insurance prices into consideration while you?re still standing in the car lot, you may be able to make a better long-term investment. After all, it?s not just the price of the car, but the added costs related to owning a vehicle that really add up over time.

Things to Look For

Although newer cars often command a higher insurance premium than older vehicles, some of this cost may be offset by modern safety features. Insurance companies will offer discounts based on the presence of air bags, automatic seat belts, and crumple zones which all work together to reduce the chances of damage in an accident. New cars may also have proximity sensors, anti-lock brake systems, and other equipment designed to help avoid accidents in the first place. Anti-theft devices are another add-on which lower the cost of insurance premiums. You can also check online to see the cars which have the lowest rate of being stolen, and purchase a model which isn?t so tempting to carjackers.

Things to Avoid

To get cheap car insurance quotes, you should stay away from several vehicles:

• Flashy models like convertibles or sports cars


• Bright colors like red or yellow


• Luxury or high-performance vehicles


• Very small or very large vehicles

Some of these factors make cars more attractive for potential theft, while others simply make them more likely to be driven unsafely. For example, the typical driver of a zippy little sports car most likely takes much more chances when driving than a mom who?s driving an older family vehicle.

A Word on Size

Although SUVs may seem like a safer vehicle that will result in lower insurance rates, the larger they get, the greater the chance of rollover. Smaller vehicles can save you tons on gas, but may increase your premiums, since the chances of sustaining damages in an accident are much greater in a small car. Going for a safe car which is large enough to protect the passengers within, but not so large that it will cause significant damage to property in case of an accident, is your best bet for cheap car insurance.

Source: http://seismicaces.blogspot.com/2012/08/what-cars-to-buy-for-cheap-car-insurance.html

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